"You want your primary lender to be people who understand the indusrty. A lot of the banks don't, captive
finance companies do... The core financing that we pursue in our business is probably going to be with the captive finance companies because they understand trucking."
"If you go to a finance institution outside the manufacture? usule they don't have any experience in what you do to stsrt or they don't have the experience in the piece of equipment that you whant and they have no incentive for your growth."
"the transportation community is one where lenders come and go... that's where specialty lenders and captives become pretty important."