You want a reliable finance source. One that delivers finance solutions which optimize your productivity while maximizing your return on investment. We deliver a full range of products and services directly through your Volvo dealer so you get options, convenience, and value – all from one source.
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Products
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Features
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Chattel Mortgage offers individual business customers the ability to tailor the finance contract to best suit their needs
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Designed for Sole Traders and Partnerships
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Term and balloon flexibility
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Depreciation can be claimed
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Fixed monthly instalments
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Operators with a turnover above $1 million can claim the full GST input tax via Business Activity Statement
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Operators with a turnover below $1 million who use a cash method of accounting can claim the GST input tax credit upfront via Business Activity Statement
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Hire Purchase offers commercial operators a flexible loan tailored towards ownership at the completion of the hiring period
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Both depreciation and interest can be offset against taxable profits
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Flexible balloon structures available
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Ability to structure loan with deposit
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Costs are known upfront
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Finance Lease is a tax effective way for business to preserve cash flow
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No deposit necessary*
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Rentals maybe tax deductible
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The lease is accounted for on the balance sheet
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The lessee purchases the truck at the end of the term of the contract for a known residual value
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Operating Lease allows the lessee to rent the truck for the term of the lease and hand it back to Volvo Financial Services at the expiry of the lease. It can be combined with a Service Agreement as a Fully Maintained Operating Lease.
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No deposit/working capital required*
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Rentals maybe tax deductible
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The lease is accounted for “off balance sheet”
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The lessee has no resale disposal responsibilities as the truck is handed back to Volvo Financial Services at the end of the lease term
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Note: All finance products carry no monthly account keeping fees
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